Tuesday, April 15, 2008

Searching FHA CLTV and LTV Guidelines

This is interesting to search for the CLTV guidleines for FHA and if you find the FHA LTV for a second mortgage then stop and wonder about it. Is the FHA limit the highest or is the FHA CLTV limit higher with a second mortgage subordinating?

Subordinate a second mortgage with an FHA loan.

Run the FHA LTV calculation with a subordination agreement.

CLTV = 100% with or without the FHA subordinating second mortgage.

I am confused as to the FHA CLTV limitations with second mortgages.

Does FHA offer a subordination agreement class?

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